flood insurance

As Florida’s coastal real estate market continues to grow, the need for comprehensive flood insurance is more important than ever. With increasingly unpredictable weather and rising sea levels, property owners in densely populated coastal regions—including Miami-Dade, Tampa Bay, Palm Beach, and Fort Lauderdale—face mounting flood risks. Whether you own a waterfront home, luxury property, or […]

As Florida heads deeper into hurricane season, new research is uncovering a concerning reality: a significant number of businesses in the Tampa Bay area—and nearby regions like Sarasota, Englewood, and Homosassa—are dangerously underinsured for flood risks. With rising sea levels, increased rainfall, and more frequent extreme weather events, having adequate flood insurance is no longer […]

Can I obtain FEMA Flood insurance in a CBRA zone?   The Coastal Barrier Resources Act (CBRA) zones are areas along the U.S. coastline that are designated to minimize development and conserve natural resources. FEMA’s National Flood Insurance Program (NFIP) typically does not provide flood insurance coverage for properties located within CBRA zones.   If […]