Why Worker’s Comp Insurance is Essential for Small Plumbing Companies in Florida

Starting or growing a small plumbing company in Florida is exciting, but it also comes with important responsibilities—especially when it comes to protecting your employees. Whether you have 1 plumber’s helper or a crew of 25, securing worker’s compensation insurance is a critical step for both your team’s safety and your company’s future.

Why Worker’s Comp Matters for Plumbers and Plumber’s Helpers
Plumbing is physically demanding and can involve heavy lifting, working in tight spaces, handling sharp tools, and exposure to hazardous materials. Accidents can happen even to the most careful workers. Worker’s comp insurance ensures that if an employee is injured on the job, their medical bills and lost wages are covered. It also helps protect your business from expensive lawsuits that could arise from workplace injuries.

Challenges New Plumbing Companies Face When Getting Worker’s Comp
If you’re a new venture or small to medium-sized plumbing company in Florida, getting affordable worker’s comp insurance can be frustrating. Many insurance carriers are hesitant to insure brand-new businesses, especially in higher-risk industries like plumbing. Rates can be high, requirements can be confusing, and some companies might even decline coverage if your business doesn’t have a strong claims history yet.

On top of that, Florida law requires businesses in the construction industry—including plumbing—to carry worker’s comp insurance with just one employee. That means even a small team must have coverage from the start.

How North Broward Insurance Solutions Can Help
This is where I come in. I’m Allie Horblitt with North Broward Insurance Solutions, and I specialize in helping Florida’s small plumbing companies find affordable worker’s comp solutions. I understand the challenges new and growing companies face and work with a wide range of insurance carriers who are open to covering new ventures. My goal is to make the process simple, fast, and budget-friendly—so you can focus on building your plumbing business with peace of mind.

If you’re looking for a hands-on partner to guide you through your worker’s comp options, I’m here to help.

Ready to protect your plumbing company and your team?
Give me a call today at 786-440-8242 or visit North Broward Insurance in person @ 1141 Banks Rd in Margate, FL 33063 to get started!